San Antonio Appraiser Blog


As an appraiser, I often find myself explaining that my job is about much more than just crunching numbers. While market data and comparable properties are crucial, a home appraisal is ultimately a nuanced story about value.
More Than Bricks and Mortar:

Many people see an appraisal as a simple equation: square footage + location = value. But the reality is far more intricate. We consider a multitude of factors, including:

  • Condition: A well-maintained home with recent updates will command a higher value than a similar property in disrepair.
  • Unique Features: Does your home have a stunning view, a custom kitchen, or an expansive backyard? These desirable elements contribute to its worth.
  • Local Market Trends: Is your neighborhood experiencing a surge in demand? Are interest rates impacting buyer behavior? These market dynamics play a significant role.

Understanding the Big Picture:

An appraisal isn't just about the present; it's about understanding the trajectory of value. We analyze market trends, anticipate future developments, and consider the long-term potential of your property.
Beyond the Transaction:

While appraisals are often associated with buying or selling a home, their value extends far beyond a single transaction. They can be essential for:

  • Refinancing: Securing a better interest rate on your mortgage.
  • Estate Planning: Accurately assessing assets for inheritance purposes.
  • Tax Appeals: Challenging inflated property tax assessments.

More than an Appraisal, a Guiding Hand:

Beyond the technical expertise, we appraisers are driven by a deep empathy for our clients. We understand that buying or selling a home is a significant life decision, often filled with emotion and uncertainty. That's why we approach every appraisal with a commitment to providing clear, accurate information that empowers you to make the best choices for your future. We are passionate about helping you navigate the complexities of the real estate market with confidence and peace of mind.
In Conclusion:

An appraisal is much more than a number on a page; it's a comprehensive analysis of value, a reflection of market dynamics, and a glimpse into the story of your home. By understanding the nuances of the appraisal process, you can make informed decisions about your most valuable asset. We, as appraisers, are here to guide you through this journey with expertise and compassion.

Navigating the 2023-24 Property Tax Landscape: Insights and Opportunities


Property taxes play a significant role in the financial aspects of homeownership, with ATTOM's recent 2023 Property Tax Analysis unveiling crucial insights into this ever-evolving landscape. The findings reveal a 7% rise in property taxes from the prior year, shedding light on key trends and implications for property owners and industry professionals.

In 2023, the average tax on single-family homes surged by 4.1% nationally, reaching a notable $4,062. The Northeast and Midwest emerged with the highest effective property tax rates, underscoring regional disparities in tax burdens. Northeastern states specifically claimed seven of the top 10 spots for average property taxes nationwide, pinpointing areas of heightened tax obligations.

Moreover, the blog explores the indispensable role of real-time assessor data in empowering appraisers to conduct precise valuations. By leveraging ATTOM's comprehensive tax assessor data, appraisers gain instant access to a wealth of information crucial for accurate assessments. This data unlocks insights into capital flows, pricing trends, and asset acquisitions, bolstering appraisers' ability to seize new business opportunities.

Delving deeper, the blog delves into the multifaceted uses of tax assessor data across diverse industries. Encompassing over 155 million properties nationwide, ATTOM's assessor data fuels real estate websites, insurance policies, mortgage underwriting processes, and targeted marketing strategies. By tapping into this rich data repository, businesses gain a competitive edge in decision-making and client engagement within the dynamic real estate ecosystem.

As property tax dynamics continue to evolve, staying informed and leveraging robust data resources remains paramount for navigating this complex terrain effectively. ATTOM's insights and solutions stand as pillars of support for industry professionals seeking to adapt and thrive in a landscape shaped by changing property tax landscapes year on year.

While this dataset is nationally based information and we always state that real estate is locally centered. It is good practice to see what other markets are doing as there may be some micro trends that might enter the San Antonio marketplace.

As appraisers; it is crucial stay up to date with the current datasets and market trends. We utilize websites like ATTOM to scrape data to enhance our holistic understanding of the real estate market and overall economy.

Why? Because our clients deserve the best quality appraisal reports. Let us exceed your expectations.

Posted in:Real Estate and tagged: Real Estate Tax
Posted by Mark Caraveo on April 9th, 2024 7:20 AMLeave a Comment

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Autism Awareness Month - 

"Embracing Autism" The Super Ability


April is here, bringing with it a special occasion close to the hearts of many - Autism Awareness month. This April, let us unite to shed light on the beautiful world of autism and extend our support to those who embrace the distinctive experiences and talents that individuals with autism possess. In particular, on April 2, World Autism Awareness Day, we celebrated the strength, resilience, and unique abilities of the autism community.

Autism, also known as Autism Spectrum Disorder (ASD), is a developmental condition characterized by challenges in social skills, communication, and repetitive behaviors. However, what the world often fails to acknowledge is the remarkable gifts and talents found within the autism community.

The theme for this year's Autism Awareness month is "Embracing Autism," and rightfully so, because it encourages us to cultivate a society that understands, accepts, and appreciates neurodiversity, including those on the autism spectrum. This month serves as an opportunity to educate ourselves and the wider community about the realities and needs of individuals with autism.

Autism Awareness Month promotes acceptance and inclusivity by providing platforms for autistic voices to be heard. It is a chance to highlight the remarkable achievements and contributions of individuals with autism in various fields, including arts, sports, technology, and sciences. By showcasing these talented individuals, we aim to ignite conversations that break down stereotypes and misconceptions surrounding autism.

On World Autism Awareness Day, countless organizations, communities, and individuals globally participate in a variety of activities to raise awareness about autism. From light displays to virtual events, people join hands to show solidarity and support for the millions of individuals on the autism spectrum.

This year, while we may face different challenges, it should not deter us from spreading awareness. Let us take a moment to reflect on the special strengths and perspectives of those in the autism community during this unprecedented time. By adapting our personal strategies, embracing virtual platforms, and connecting with one another online, we can ensure that autism awareness remains an essential part of our lives.

There are numerous ways that individuals can show their support for autism awareness, not just in April but throughout the year. Educating oneself about autism and its various aspects, supporting autism-related advocacy groups, and promoting inclusivity within our communities are all effective steps in creating a more compassionate society.

Additionally, it is crucial that we remember to validate the experiences of families and caregivers who support autistic individuals, as they play an integral role in providing understanding and stability. By creating safe and inclusive spaces, we can ensure that autistic individuals feel heard, appreciated, and empowered to reach their full potential.

This April, let us pledge to celebrate, appreciate, and understand the beauty of neurodiversity. By embracing autism and promoting acceptance, our communities and society at large will become richer, more compassionate, and inclusive.

Join the movement, spread the word, and let's make autism awareness a priority every day of the year!

Remember, April might be Autism Awareness month, but understanding, acceptance, and inclusion must be year-round commitments. Together, we can and will make a difference in the lives of individuals with autism.


Posted in:Autism Awareness and tagged: Autism Awareness
Posted by Mark Caraveo on April 2nd, 2024 5:57 PMLeave a Comment

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Breaking Down the NAR Commission Lawsuit Decision: What You Need to Know


In a landmark decision that has reverberated throughout the real estate industry, the recent ruling on the National Association of Realtors (NAR) commission lawsuit has sent shockwaves, prompting discussions, debates, and inquiries about its implications. This post aims to demystify the decision, delve into its implications for agents, brokers, buyers, and sellers, and speculate on the future landscape of real estate transactions.

The Verdict

At the heart of the lawsuit was the argument alleging that the commission practices set by NAR were anti-competitive, inflating costs for sellers while mandating them to pay the buyer's agent commission. The plaintiffs challenged these long-standing practices, asserting that they breached antitrust laws and ultimately harmed consumers by dissuading competition and perpetuating high commission rates.

The court’s decision ruled against the NAR, finding certain practices in violation of antitrust laws. Specifically, the practices under scrutiny included the requirement for all listing brokers to offer a blanket, non-negotiable commission to buyer brokers as a condition for listing on Multiple Listing Services (MLS).

Immediate Implications

For Sellers

Sellers might soon notice a shift in how commissions are structured. The ruling paves the way for more negotiation flexibility regarding commissions, potentially lowering the costs associated with selling a home. Sellers now have a more transparent platform to negotiate commission rates directly with their agents, potentially leading to cost savings.

For Buyers

The decision might indirectly benefit buyers. As commission structures evolve, we could see a realignment in market dynamics that favours buyers. However, buyers should also be prepared for potential changes in how buyer's agents are compensated, which could influence the buying process.

For Real Estate Agents and Brokers

The ruling heralds a significant adjustment. Agents and brokers should prepare for a more competitive environment where service differentiation and cost-effectiveness become paramount. The adaptation will involve transparent communication with clients about services and commissions. Additionally, buyer’s agents may need to adjust to new models, potentially collecting fees directly from their clients.

Looking Forward

Adoption of New Models

The industry is likely to see innovative commission models and service packages as brokerages adjust to remain competitive and appealing to consumers demanding more control and transparency.

Technological Solutions

Technology will play a crucial role in enabling transparency and efficiency within this new landscape. Platforms that facilitate transparent negotiation and comparison of services and commissions will likely gain popularity among consumers and industry professionals alike.

Legislative and Regulatory Adjustments

Regulators and lawmakers might introduce new guidelines and policies in response to the decision, further shaping the industry’s operational guidelines regarding commissions and competitive practices.



The NAR commission lawsuit decision marks a pivotal moment in the real estate industry, prompting a much-needed reevaluation of long-standing practices. While it introduces uncertainties, it also opens doors to innovation, competitive differentiation, and, most importantly, potential cost savings for consumers.

As the dust settles and the industry adapts to these changes, all stakeholders should stay informed, flexible, and proactive in navigating this new landscape. The adjustment period will be crucial, but ultimately, this decision shines a light on the importance of competition, transparency, and consumer choice in the real estate sector.

Posted by Mark Caraveo on April 1st, 2024 11:43 PMLeave a Comment

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March 12th, 2024 4:45 PM

Exploring San Antonio's Rich Cultural History:
A Glimpse into the Heart of Texas


San Antonio, the second most populous city in Texas, is not only known for its charming riverwalk, vibrant music scene, and delicious Tex-Mex cuisine. It is also home to a captivating and diverse cultural history that has shaped the city's identity over the centuries. In this blog post, we will take a journey into the past and explore some of the key influences that make San Antonio a cultural gem.


Spanish Colonial Heritage: San Antonio's cultural history is deeply rooted in its Spanish colonial origins. Established in 1718 as the first civilian settlement in Texas, the city preserves elements of this rich heritage to this day. The most prominent symbol of this influence is the legendary Alamo, which represents the struggle for Texan independence during the Texas Revolution. Visitors can immerse themselves in the historical significance of this site and gain insights into the city's early days through exhibits and guided tour.

Mestizo Influence: As San Antonio evolved, a fusion of Spanish, Native American, and Mexican cultures began to shape its identity. The blending of these influences resulted in a distinct cultural amalgamation known as a mestizo or Tejano culture. This unique mix can be seen in various aspects, from vibrant artwork and music to traditional festivities. The annual Fiesta San Antonio celebrates this heritage, offering a week-long extravaganza of parades, music performances, and cultural events enjoyed by locals and visitors alike.

The Charms of Market Square: No exploration of San Antonio's cultural history would be complete without a visit to Market Square, also known as El Mercado. As the largest Mexican market outside of Mexico, it is a vibrant hub where locals and visitors come together to celebrate Mexican heritage. The lively atmosphere, colorful stalls, and authentic Mexican cuisine provide an immersive experience, creating a delightful sensory journey through San Antonio's cultural tapestry.


The Influence of Indigenous Cultures: San Antonio's cultural mosaic would be incomplete without acknowledging the contributions of Native American tribes inhabiting the region long before European settlement. Indigenous cultures such as the Coahuiltecans and the Apache left their mark on the land and its traditions. The Witte Museum and the Briscoe Western Art Museum provide glimpses into these ancient cultures, showcasing artifacts and exhibits that pay homage to their lasting legacies.

Modern Cultural Expressions: While honoring its historical roots, San Antonio is also a flourishing center for contemporary arts and culture. The city boasts several world-class museums, galleries, and performance spaces. The McNay Art Museum, San Antonio Museum of Art, and the Tobin Center for the Performing Arts all contribute to the thriving cultural scene, providing platforms for local and international artists to shine.

San Antonio's rich cultural history spans centuries, and its influences are deeply embedded in the fabric of the city. From its Spanish colonial heritage and mestizo culture to the colorful traditions of its indigenous tribes, San Antonio thrives as a melting pot of diverse cultures. By embracing its past while nurturing its present, the city continues to evolve as a cultural destination that offers a truly unique experience to all who visit.

So, embark on a journey through time and immerse yourself in the vibrant blend of history and culture that awaits in the heart of San Antonio.

Posted by Mark Caraveo on March 12th, 2024 4:45 PMLeave a Comment

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